Just because you don’t have health insurance right now doesn’t mean you may not have health problems. Short-Term Health Insurance allows individuals and families to purchase quality, affordable major medical coverage on a temporary basis. Perfect solution when you’re a recent college graduate, in between jobs, a part time or temporary employee, or in a waiting period before other coverage becomes effective.
Short-Term Medical is offered to members, their spouses under 65 and their dependent children under age 19 (or under age 25 if a full-time student) who have a social security number and can answer 'no' to the health questions on the application. Children age 19 and over should apply separately. Child-only coverage is available for ages 2 through 18.
- Flexible and affordable coverage options for 1-6 or up to 12 months.
- STM is not available in all states.
- Some states only allow a maximum six-month coverage period.
- Fast, easy and secure online applications with fulfillment documents
- Coverage may start 12:01 a.m. the day after application is submitted
- Choose any Doctor or Hospital
- $2,000,000 lifetime maximum per covered person.
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